Sorry, NWbear, but I just don't buy that. There may be some luck, but it certainly is not 50% or anywhere near that. For an example, take a look at lottery winners. Look at how many poor people have won a large sum of money, and a few years later they are poor again. They just don't know how to handle money or wealth. Then, look at rich people who have lost everything (some sort of bad luck) and a few years later they're well off again. If you took all the wealth in this country and divided it equally between all, I'd be willing to bet that in 10 to 15 years you would have a very large number of poor and others who are millionaires (probably most of the same ones that were before).
Aim small, miss small!!!