This kind of falls into the category of I wanted one since I was a kid and poored over the annual guns and ammo round ups. I am basically looking for a lean in the corner and grab when needed rifle that might also go on the occassional predator hunt and small time plinking. What I don't know is that since I am not a reloader, will I be able to find factory loads that will suffice with minimal pelt damage and still anchor coyote and smaller sized animals well or should I just go with a 223 for wider variety of off the shelf options. The cost per rounds really isn't much of a factor-all combined, I doubt I shoot 150 rounds a year and 125 of those would be 22lr. Any insights?