I don't own a Howa, but I recently shot one and thought that it was a pretty good rifle. I too agree that its fit and finish, and overall quality, is above average. In fact, although I love my Remington 700s (all BDL SS), I believe that the quality of the new Howas is a little bit better than the Remingtons. Howas have very nice triggers (and surprisingly often come out of the box with little or no creep and set at about 3.5 pounds.), and their bolt action are relatively smooth.
Still, I wouldn't quite group the Howas with the superb quality of the Tikkas. Granted, the Tikkas are a little bit more expensive but, in my opinion, worth the extra money. Tikkas have, in my opinion, the best triggers and smoothest action (next to the Sakos) again, out of the box.
You may also want to take a look at the CZ rifles. They too have excellent fit and finish, similar to the Tikkas.
Whether it's a Howa, Tikka, CZ, or Remington, in addition to quality, you should buy the one that feels most comfortable in your hands. Although fit and finish is important, work the bolt, pull the trigger, bring the gun up to your shoulder - which one do you like best? Remember, YOU will be the one that will be shooting it. :wink:
Zachary