I would only trust that if the person who filled out the form were going to take the penalty if it turned out to be wrong. I tend not to get my legal advise from a salesman at the counter. They don't have as much at stake as I do. No jail time for me if I can help it.SHOOTALL said:If it were me i might be inclined to see how the fed. form was written up but the person who sold it to me .