I always laugh when I see "Obamacare" touted as "government" insurance. The only "government" insurance there is in this country is Medicare and Medicaid. If you are not on one of those (or if you have a Medicare supplemental/advantage) you have PRIVATE INSURANCE. Those rates have been going up at a phenomenal rate for the last 20-30 years. The one thing "Obamacare" did do is eliminate "fake" insurance that really didn't cover much, but was cheap. You thought you had coverage, until you got sick. Sort of like the woman mentioned that had an airlift that wasn't covered, they told her AFTER, she wasn't covered and owed $50K. Catastrophic care insurance is fine IF you can pay out of pocket for the differential. I have a friend who for years only carried a plan that picked up at about $25-50K of medical expense. His (own) company paid all medical up to that limit. Fortunately he (the company) could afford those kind of expenses when they arrived. Most can not. Many many years ago when I lived in California you did NOT need to carry liability insurance; BUT if you were in an accident you had to immediately post a bond for about the amount of a new car (at the time). Most people can not do that. What I would like to see is BOTH parties working TOGETHER to come up with something better then we had/have. Short of that the Republicans should just repeal the ACA in total and then live with the results; it is "what the people wanted".